Spending Lesley Hetrick Spending Lesley Hetrick

The Spending Muscle: Why Learning to Spend Well Matters More Than Spending Less

When you think about improving your finances, it’s easy to assume: “I need to spend less.”

It’s advice we’ve all heard. We just need to go without, skip the Target run, stay home, stop shopping.

But the truth is: spending less isn’t always the answer.

Why? In part, because spending is unavoidable. You have bills, needs, and desires that require it.

Spending isn’t a necessary evil. It’s a skill you must develop in order to grow strong with money.

Financial success isn’t just learning how to spend less. It’s learning how to spend well. The more you practice spending well, the healthier you grow financially.

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Spending Lesley Hetrick Spending Lesley Hetrick

50% Off Is Still 50% On: The Mindset Shift That Saves You Thousands

Picture this: you’re at the store and see a sign: 50% OFF TODAY ONLY. Your heart beats a little faster. It feels like you’ve stumbled onto a win.

You grab the item, swipe your card, and tell yourself, “I saved $200!”

But here’s the truth: you didn’t save $200—you spent $200.

50% off is still 50% on. And if you didn’t need the item in the first place, you didn’t save anything at all.

This mindset shift—recognizing the difference between saving and spending—can save you thousands over time.

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